Commercial Insurance Claims
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Commercial Insurance Claims
Our expert public adjusters file the insurance claim, prepare a scope of work, prepare a detailed estimate of repairs, negotiate and settle commercial insurance claims.
Needham & Rice is the Public Adjusting firm that provides the peace of mind found when you know your trusted ally is representing your best interest. We are industry leaders and innovators in the negotiation and settlement of property damage insurance claims. Needham & Rice insurance adjusters settle your claim, save you loads of time and eliminate your stress.
Commercial Insurance Claims Process
Mitigate Damages
The policyholder has responsibilities after filing a commercial insurance claim. The insured is required to take immediate action to protect their property from incurring additional damage.
Establish a Plan
The insurance claim process will take significant time so plan accordingly. If needed, secure an appropriate temporary location for your business to continue operating, Your policy may afford coverage for this.
Valuation of Damages
The claim will be thoroughly investigated by our firm. An extensive inspection will be completed and documented with photos, detailed diagrams, and scope notes.
Negotiation & Settlement
The claim will be reviewed in detail and adjusted by the insurance company and their experts. It is very common to have differences in scope of work and the entire amount of the claim.
Restoration of Property
You should not proceed with any permanent restoration or repair work until you have a written agreement with the insurance company.
If replacement cost coverage applies, the actual repair and rebuild decisions will affect your recoverable depreciation and total claim recovery amounts.